Bias in auto insurance underwriting is a serious risk. Biased practices can lead to lawsuits and regulatory action. They can also cause some drivers to miss out on good insurance

When insurance underwriters don’t have the full picture regarding an applicant’s risk, they are at a disadvantage. This imbalance – in which the insurance applicant has more knowledge than the

Insurance fraud is a problem that just won’t go away – but could that change? Although bad actors will always try to find ways to cheat the system, artificial intelligence

Many auto insurance underwriters aim to separate good, bad, and ugly insurance risks. Theoretically, good risks are safe drivers, bad risks are dangerous drivers, and ugly risks are fraudulent applicants.

For every risk, there are countless variables to weigh against the price of insurance to determine if the rate will be adequate. Unfortunately, human underwriters can’t identify all factors and

The property and casualty insurance sector doesn’t have a claims problem. It has an underwriting problem. Although high losses from severe crashes, inflated repair costs and natural disasters have put